Get a Payday Loan Online

Apply for online payday loans with our fast and easy application form. No credit check, no faxing, no bank account, no paperwork are required for instant approval. It’s possible to get the loan within 1 – 2 business days since loan approval.

Online Payday Loans will help you cover any personal unexpected expenses like home redecoration, car repair or other emergencies.

Apply online from a desktop computer or smartphone. No driving, no waiting or filling out tons of documents. Our friendly customer service is available online 24/7. Applying will occupy you busy only for a couple of minutes and give you a marvellous chance to choose the necessary loan amounts and convenient payment terms.

What are Online Payday Loans? Payday Loan definition

A short-term Payday loan was designed to cover urgent immediate emergency expenses and repaid within 14 – 30 days as soon as the next pay check is received. Need a small amount of money up to $1,000 now? Consider online Payday Loans but watch out for:

Choose long-term loans for amounts more than $1,000. Due to longer repayment terms they will be easier to repay. However, applying and getting approvd may be a more complicated process.
Instant cash from payday loans can be used for any purposes without explanation while long-term loans have stricter requirements.
Payday loans don’t suit serious long-term financial difficulties.
Short-term Payday cash advance has higher interest rates and therefore should be used only in case of emergency.

Enjoy Fast and Easy Application with Online Payday Loans

One of the most appealing factors for online payday loan borrowers is a quick and simple application process. In contrast to long-term Personal Loans or traditional loans from babks or credit unions, payday direct lenders don’t need you to provide any collateral, good credit reports, much faxing or paperwork. You just devote a few minutes to filling in your personal information into a safe and secure online form and submit it to let the lender do the rest of the work and deposit yo the necessary cash within the nearest possible time.

You can’t but meet the basic Online Payday Loan requirements

Just check if you qualify for any amount from $100 to $1,000 quick cash. It’s free, fast and doesn’t affect your credit score as it’s not reported to any of the main credit bureaus and not recorded in your credit report.

To get instant approval for a payday loan any US resident over 18 years of age needs to provide:

A valid Social Security Number or Government-issued ID.
An active banking account.
A proof of steady source of income (it may be any type of income).

A lender will verify all the documents and if they are OK, will approve you for as much money as you need with its direct deposit into your bank account same day or the next day depending on the time of loan approval.

Still Have Questions on how Payday Loans Work?

You must have already understood that online payday loans are a good idea only for unexpected emergency expenses. A payday loan will help you get fast cash with as few troubles and worries as possible. That’s why it works in the simplest possible way walking you through just 3 easy steps:

Quick online application.
Instant decision from the lender.
Same day money deposit right after approval.

Are Payday Loans online what you’ve been looking for? Don’t wait to start the process.

How to Apply for a Payday Loan online – a detailed guide

Prepare all the necessary documents mentioned above.
Decide how much loan you need and state the amount in the application form.
Let the lender verify your information and make an approval decision. It will take just a few minutes.
As soon as the loan is approved, the lender will contact you to discuss the details.
After you’ve agreed upon the loan terms and rates, you sign the agreement and get your money.
Repayment is done automatically when your payday loan is due.

Applying is easy as you can see. The transaction is safe and secure. If you choose a legit lending company, there must be no hidden fees, no prepayment penalties, no hard credit check, etc.

Still, there are some things you need to watch out for

Payday loans online are not the most suitable option for any borrower. Sometimes it’s worth considering better alternatives for getting instant cash advance.

Try to avoid Payday Loans if:

You already have outstanding debts which seem hard to repay.
You can’t afford to pay off the loan on time without any rollovers or extensions.
You have bad credit and think about payday loans as the way to rebuild it.

Is any of these “ifs” about you? You’d better find emergency money by applying for other types of Personal Loans or ask your friends or family to help. Besides, you can always make some extra cash by taking up odd jobs or selling some unnecessary staff.

If you do apply for a Payday Loan online on our website, we’ll do our best to help you get a financial relief with no consequent problems.

Check Rates and Terms for Online Payday Loans in the Following Locations

Alabama

Alaska

Arizona

California

Colorado

Connecticut

Delaware

Dist. of Columbia

Florida

Georgia

Hawaii

Idaho

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland

Massachusetts

Michigan

Minnesota

Mississippi

Missouri

Montana

Nebraska

Nevada

New Hampshire

New Jersey

New Mexico

North Carolina

North Dakota

Ohio

Oklahoma

Oregon

Pennsylvania

Rhode Island

South Carolina

South Dakota

Tennessee

Texas

Utah

Virginia

Washington

Wisconsin

Wyoming

Cash Loan Types

Same Day Payday Loans

Money that can be in your account today? Find out about same day payday loans.

It is not uncommon for people to need money in a hurry, but not everyone knows that getting money in a rush can be simple and easy. There are a number of direct payday lenders across the United States and many of these provide same day payday loans or instant payday loans. Also referred to as fast payday loans, this type of financing gives you quick access to your approved loan and you can then use the money for whatever you need it for. You can apply for one of these loans even if you have poor credit history. As the name implies, you have to repay such a loan on your next payday.

Bad Credit Payday Loans

Do you have bad credit but still need a loan? There are options available to you.

If you have a low credit score, trying to find a loan can be difficult. Minimum credit score requirements can put conventional loans from banks out of your reach, but there are bad credit payday loans you can apply for. Find out about your options in our guide below.

“I have bad credit. How can I get a loan?”

You can still apply for loans when you have bad credit. Here are some things to keep in mind when finding a loan:

Compare your options. There are a few options available so it’s important to compare them to find the one that best fits your needs. Look at loan amount, features, the annual percentage rate (APR) and how quickly the loan is paid out to make sure the loan meets your needs.
Review the eligibility criteria. While these lenders accept applications if you have bad credit history, they still have criteria that will need to be met. Check the minimum age, income and residency requirements as well as the loan amount and terms that are on offer.
Only apply for how much you need and can afford. Lenders can’t offer you more of a loan than they think you can afford, but you should still work out what repayments you can manage and see the terms that are being offered. Then, apply for a loan that will work for you.
Budget to cover your repayments. When you are approved for a loan your repayments will generally start on your next payday, so make sure you have budgeted to cover the added expense.

What are the benefits of a bad credit payday loan?

There are a few advantages of taking one of these loans out, including:
You could get an easy online application.
You can compare lenders online and submit your application within minutes. There’s no need to visit a physical branch or fax copies of your paycheck.
There will be a quick turnaround time on your loan.
You can usually have your approved loan in your account on the same day you apply. Sometimes, depending on the lender you could get your cash within the same hour.
The loan term is generally short term.
Loan terms usually extend until your next payday, limiting the amount you pay in monthly fees and meaning you are in debt for less time. Just make sure you budget so you can repay the loan comfortably within the terms. You might not get being trapped into credit contract for longer than you need.

Questions you might still have about bad credit payday loans

Do lenders still check my credit file?

Some lenders will still check your credit file when applying for a bad credit payday loan. However, other lenders will just need to see evidence of your income and your financial situation. You can confirm this before you submit your application.

How long will the loan take to be approved?

Generally, you will find out if you’re approved a few moments after submitting your application. This is for both online and in-store applications.

When will I receive the funds?

If you apply for a loan in-store you can usually receive your approved funds within the hour. If you submit your application online you can expect your funds to be transferred into your checking account on the same or next banking day, depending on when you submitted your application.

Can the loan be approved on a weekend?

Online and in-store lenders can both approve loans on weekends. However, you can only receive approved funds from a lender in-store due to being outside of banking transfer times.

Online Cash Advances

Enjoy the convenience of applying for your cash advance online.

The Internet continues to change the way people do business, and just like you can look for just about any product or service online, you can even find a suitable cash advance there. Typical cash advance online loans require that you submit a simple online application, and if the lender approves your application you can receive the money in your bank account or via a check on the same or following business day.

You can apply for a cash advance even if you have poor credit history, which is a definite plus, but remember that you will still have to meet eligibility criteria as set by the lender.

How does taking out a cash advance work online?

Applying for a cash advance online requires that you choose a lender, which you can do on finder.com, and then submit your application. This process should take no more than a few minutes provided you have all the required information close at hand. Most providers inform you of the application’s status within a few minutes.

If you’re looking for a same-day cash advance online, know that you have limited options, because some lenders accept online applications and then allow you to collect approved funds in-store on that same day. Typically, cash advance online loans give you access to money the following business day when the money is transferred into your bank account.

What cash advance options are available?

If you’re looking to apply for a cash advance, any of the following products might be an option to consider:

Cash advance loans. These loans are payday loans and can be applied for in-store or online. While the APR and fees will vary from state-to-state, keep in mind that they are generally quite high. Think carefully about whether you can afford your payday cash advance loan before you apply for it.

Credit card cash advance. If you have an existing credit card you can use it to get a cash advance. Remember that the cash advance fee, which can be either a flat fee or a percentage of the amount you withdraw from your card, can be quite high.

What features are on offer when I get cash online?

One way to get a cash advance that works for you is to go through cash advance online reviews. Comparing ones you shortlist is a good idea, and here are features that can help you narrow down your options:

A simple online process.

A good cash advance provider should provide a user-friendly cash advance online application system, and such an application should take around five to 10 minutes to complete. Many lenders accept digital signatures on their loan contracts, further simplifying the process. Upon approval, you can look forward to the money being transferred into your bank account.

Your choice of various store locations.

If you’re looking for a same-day cash advance online this aspect can help, because you can expect same day access to funds by visiting a store. Certain cash advance lenders have extensive store networks across the US, but you should also account for the proximity of a store from your home or office when you apply.

State-specified fees.

While state laws and the amount you borrow affect the fees you end up paying, lenders can charge loan fees differently, so make sure you don’t ignore this aspect.

Lenders that accept bad credit.

While getting a conventional loan with bad credit history is not easy, you can consider applying for a cash advance online with bad credit as most lenders have slightly relaxed lending criteria.

Benefits and drawbacks of getting a cash advance online

What are the benefits?

Apply from anywhere.

You can apply for a cash advance online from just about anywhere, provided you have an internet enabled PC, laptop, or smartphone. State laws will apply in accordance with the residential address and other details you provide.

Quick access to money.

Depending on the lender you apply with and the time you apply, you could see the approved loan amount in your account in a matter of hours.

Use the funds for any purpose.

Providers of online cash advances give you the freedom to do what you want with the approved funds, which you can use to repair a vehicle, pay bills, or put towards a seemingly worthy investment.

What are the drawbacks?

High fees.

Fees charged by cash advance providers are high, especially compared to standard loan products. It’s best to only use these for short-term financial solutions or when no other options are available.

Not available in all states.

Check what regulations are in place in your state to see whether you’ll be able to apply for one of these loans – some states have prohibited them completely.

What you should probably try to avoid

Applying for a cash advance online even when you know you may have trouble repaying it is a mistake, and one that you should definitely avoid. This is because non-payment of a cash advance can lead to collection activity, which in turn, could have an adverse effect on your credit score.

Avoid ignoring the loan’s terms and conditions which you can find in the loan’s contract, and this contract also gives you a clear indication of all the fees you may have to pay. Avoid repaying the loan late as there’s a very good chance you’ll end up paying additional fees.

Still need more information? Questions we frequently get asked.

How much can I borrow through cash advance online loans?

State laws have a bearing on the maximum you can borrow through a cash advance.

What eligibility criteria do I have to meet?

In most states, the minimum age for borrowers in 18 years. You should be a permanent resident or citizen of the United States, you should have a regular source of income, and you should have a valid checking account.

Why do I have to provide my bank account details?

When you apply for a cash advance online, your lender will transfer the approved funds into this account. On the due date, the lender will then request funds from the same account.

Will the lender call my employer?

Yes, you can expect your lender to call your employer, but this would be no more than a formal employment verification call.

Can I pay the loan off ahead of time?

Yes, you can, and in certain instances, you can even look forward to a refund of partial or complete loan fees.

Are there any hidden costs I should be aware of?

This could also vary from lender to lender. It’s important to read your loan contract to find out what the fees and charges are upfront.